Our Team

RATNA VISHWANTHAN

Independent Non Executive Director

21+ years of experience as ex-IAS officer in departments like Indian Audit & Accounts Services and CAG.
Ex-CEO of Microfinance Institution Network.
Currently serving to UNDP as Senior Advisor for Strategic Alliances and is also the CEO of Sustainable India Finance Facility.
Key expertise includes deep knowledge of MSME sector, risk management, budgeting, change implementation and diverse sector knowleddge.

UMA SHANKAR PALIWAL

Independent Non Executive Director

34+ years of experience in Central banking having worked with the RBI in areas of Regulation and Supervision, risk management, consumer education and protection, NBFCs and supply chain.
Worked as a Director- supervision at the Bank of Mauritius and was also RBI’s nominee director on the Boards of three Public Sector Banks.
Retired from RBI as an Executive Director in 2016, and is at present Secretary General with Cash Logistics Association.

GOVIND GUPTA

Co-Founder and Non-Executive Director

A practicing Chartered Accountant with 16+ years of experience in the field of statutory and internal audit, tax and company law matters.
Senior partner, since 2002, with Shyam Goel & Associates, a CA firm based out of New Delhi.
Also, a board director of Barwala Leasing & Finance (P) Limited since 2005, an NBFC based out of New Delhi.
Co-founder of MONEYBOXX.

DEEPAK AGGARWAL

Co-Founder and Non-Executive Director

Qualified CA and Founder-Director of Avancer Capital Partners Pvt. Ltd., a boutique investment bank based in Gurgaon.
Core-competence in capital funding (PE, debt & venture capital), capital structure optimization, growth and strategy consulting.
15+ years of experience. Prior to founding Avancer Capital, worked with Bank of America – Asia Pacific Industry Risk Head, KPMG, GE Capital, Deutsche Bank.
Co-founder of MONEYBOXX.

MAYUR MODI

Co-Founder and Executive Director

Qualified CA with more than 16+ years of experience in financial service industry across developed and emerging markets.
Key expertise include banking and capital products, credit ratings, industry research, relationship management, risk management.
Prior work experience with GE Capital, JPMorgan and HSBC.
While working with HSBC for 10 years in Financial Institutions Group, managed lending and other banking relationships with some of the large Banks and NBFI.
Co-founder of MONEYBOXX.

PRASHANT AGARWAL

Co-Founder and Executive Director

Qualified CA with more than 16+ years of experience in financial service industry in India, Asia and Middle East.
Key expertise includes banking, credit ratings, balance sheet restructuring, strategic planning and family office management.
Prior to MONEYBOXX, was heading the family office of one of the largest family business group in GCC, managing strategic portfolio of more than USD 500mn in banking, education and healthcare sector.
Prior to Co-founding MONEYBOXX experience includes Copal, Infosys, HSBC, EY and Al Sayer Group.

MAYUR MODI

Co-Founder and Co-CEO

Qualified CA with more than 16+ years of experience in financial service industry across developed and emerging markets.
Key expertise include banking and capital products, credit ratings, industry research, relationship management, risk management.
Prior work experience with GE Capital, JPMorgan and HSBC.
While working with HSBC for 10 years in Financial Institutions Group, managed lending and other banking relationships with some of the large Banks and NBFI.
Co-founder of MONEYBOXX.

PRASHANT AGARWAL

Co-Founder and Co-CEO

Qualified CA with more than 16+ years of experience in financial service industry in India, Asia and Middle East.
Key expertise includes banking, credit ratings, balance sheet restructuring, strategic planning and family office management.
Prior to MONEYBOXX, was heading the family office of one of the largest family business group in GCC, managing strategic portfolio of more than USD 500mn in banking, education and healthcare sector.
Prior to Co-founding MONEYBOXX experience includes Copal, Infosys, HSBC, EY and Al Sayer Group.

AVNEESH TRIVEDI

Chief Risk Officer

Avneesh is MBA with an experience over 15 years in credit underwriting, credit policy and risk management roles in Retail and MSME space. He had worked with leading institutions like HDFC ltd and Standard Chartered Bank in retail mortgages underwriting roles.
He has been instrumental in setting up credit shop in HFC's like Aditya Birla Housing Finance and Magma Housing Finance. In his last role, he was heading pan India Credit & Risk function for AYE Finance - an established lender in MSME space.