Our Team

RATNA VISHWANTHAN

Independent Non Executive Director

21+ years of experience as ex-IAS officer in departments like Indian Audit & Accounts Services and CAG.
Ex-CEO of Microfinance Institution Network.
Currently serving to UNDP as Senior Advisor for Strategic Alliances and is also the CEO of Sustainable India Finance Facility.
Key expertise includes deep knowledge of MSME sector, risk management, budgeting, change implementation and diverse sector knowleddge.

UMA SHANKAR PALIWAL

Chairman & Independent NED

34+ years of experience in Central banking having worked with the RBI in areas of Regulation and Supervision, risk management, consumer education and protection, NBFCs and supply chain.
Worked as a Director- supervision at the Bank of Mauritius and was also RBI’s nominee director on the Boards of three Public Sector Banks.
Retired from RBI as an Executive Director in 2016, and is at present Secretary General with Cash Logistics Association.

GOVIND GUPTA

Co-Founder and Non-Executive Director

A practicing Chartered Accountant with 16+ years of experience in the field of statutory and internal audit, tax and company law matters.
Senior partner, since 2002, with Shyam Goel & Associates, a CA firm based out of New Delhi.
Also, a board director of Barwala Leasing & Finance (P) Limited since 2005, an NBFC based out of New Delhi.
Co-founder of MONEYBOXX.

DEEPAK AGGARWAL

Co-Founder and Non-Executive Director

Qualified CA and founder-director of Avancer Capital Partners Pvt. Ltd., a boutique investment bank based in Gurgaon
Core-competence in capital funding (PE, debt & venture capital), capital structure optimization, growth and strategy consulting
Has raised multiple rounds of private equity & debt for corporate clients amounting to >USD 250 mn
16+ years of experience. Prior to founding Avancer Capital, worked with Bank of America, KPMG, GE Capital, Infosys & Evalueserve (for Deutsche Bank)
Co-founder of Moneyboxx

MAYUR MODI

Co-Founder and Whole Time Director

Responsible for the day to day management of the company and drives the formulation and implementation of business strategy. Since his early days in his career, he wanted to create an impact organization in the micro enterprise segment
He is a Chartered Accountant with more than 16+ years of experience in financial service industry across developed and emerging markets
Key expertise include banking and capital products, credit ratings, industry research, relationship management, risk management
He started his career with GE Capital and went on to work in large financial institutions like JP Morgan and HSBC and was instrumental in developing key large relationships across Financial Institutions

PRASHANT AGARWAL

Co-Founder and Whole Time Director

Responsible for day to day management of the company and drives the formulation and implementation of business strategy
Has a successful track record of conceptualizing and establishing sustainable, profitable, scalable Impact business for his previous responsibilities
Chartered Accountant with more than 16+ years of experience in financial service industry in India, Asia and Middle East
Key expertise includes banking, debt capital markets, credit ratings, balance sheet restructuring, strategic planning and acquisition
Earlier headed the family office a large family business group in GCC, managing strategic business of more than USD 500 mn
Prior companies includes GE Capital, Copal, Infosys, HSBC, EY and Al Sayer Group

MAYUR MODI

Co-Founder and Co-CEO

Responsible for the day to day management of the company and drives the formulation and implementation of business strategy. Since his early days in his career, he wanted to create an impact organization in the micro enterprise segment
He is a Chartered Accountant with more than 16+ years of experience in financial service industry across developed and emerging markets
Key expertise include banking and capital products, credit ratings, industry research, relationship management, risk management
He started his career with GE Capital and went on to work in large financial institutions like JP Morgan and HSBC and was instrumental in developing key large relationships across Financial Institutions

PRASHANT AGARWAL

Co-Founder and Co-CEO

Responsible for day to day management of the company and drives the formulation and implementation of business strategy
Has a successful track record of conceptualizing and establishing sustainable, profitable, scalable Impact business for his previous responsibilities
Chartered Accountant with more than 16+ years of experience in financial service industry in India, Asia and Middle East
Key expertise includes banking, debt capital markets, credit ratings, balance sheet restructuring, strategic planning and acquisition
Earlier headed the family office a large family business group in GCC, managing strategic business of more than USD 500 mn
Prior companies includes GE Capital, Copal, Infosys, HSBC, EY and Al Sayer Group

AVNEESH TRIVEDI

Chief Risk Officer

Avneesh is MBA with an experience over 15 years in credit underwriting, credit policy and risk management roles in Retail and MSME space. He had worked with leading institutions like HDFC ltd and Standard Chartered Bank in retail mortgages underwriting roles.
He has been instrumental in setting up credit shop in HFC's like Aditya Birla Housing Finance and Magma Housing Finance. In his last role, he was heading pan India Credit & Risk function for AYE Finance - an established lender in MSME space.